Paying with a QR code
    QR codes are becoming ever more prevalent when payments have to be made. QR codes provide an easy way for people to pay, and both businesses and consumers use them enthusiastically. QR codes can be used for payments at the entrance of events, or for house to house charity collections. But, how is this done?
Payment QR code

Try out this example! This is a QR code with a payment request. The payment request works through a dynamic QR code. Use your camera app, not your bank app! 

In short

  • QR codes are increasingly used for making payments, with unique links generated for each payment request.
  • Payment requests can be created through various websites, apps, or banks, each with different validity periods and limits.
  • To ensure QR codes remain active, it’s best to use dynamic QR codes and update the payment request link when it expires.
Payment request

Many will be familiar with payment requests. Sites or apps that create these, generate a unique link for every payment request. Because the link is unique, all necessary info is already known, and the one who receives the link just has to confirm the payment. Generating a payment request is the first step when creating QR codes with which people can pay.

Tikkie payment request

Where should I generate a payment request?

Ýou can generate a payment request at some, but this is only possible when you have an account there. Alternatively, there are apps and websites where it is possible to generate payment requests as well. For instance, mollie and PayPal provide this service.

It differs for every provider how long your payment request remains valid, how many payments are allowed for every request, and how much money can be requested.

There are also providers for businesses. These services often offer a higher maximum for payment requests,  links that are valid for a longer period, or other advantages. The services for corporate clients do cost money.

Illustration of 2 persons scanning a payment QR code
Putting the link of the payment request in the QR code

The last step is to enter the link of the payment request into te QR code. Some apps or banks generate a QR code themselves, but these often expire quickly. If you want to use the QR code for a longer amount of time, it’s best to do it yourself via a dynamic QR code (link).

This is wise since some payment requests expire, and when this happens you can put a link of a new payment request into the same QR code. So, you can continue using the same QR code, by renewing the payment request link when it expires. You can create dynamic QR codes here.

In your account you can select ‘create a new QR code’. Then you enter the title at the top, and in the second bar you can enther the link of the payment request. Further down you optionally can customize the QR code with a personal logo, design, or color. Click on finish and save, and your QR code is done!

Screenshot of home screen of QRcode.me where QR codes can be created, with 2 arrows pointing at the "enter link" column.

If you have the link of the payment request, you can easily enter it into the QR code.

Extra possibility: multiple payment requests in one QR code

If you have multiple payment options, it is useful if they are all included in one QR code. Consider payment requests for different products, or payment requests for different amounts. It is possible to do this in 1 QR code!

This works in the same way as with a QR code with a payment request. However, instead of the ‘link’ type, you should use the ‘social media’ type.

This is how it works:

  1. Choose the social media type
  2. Under the heading ‘links’ you can choose the option payment, to have a payment button
  3. Enter the name of your button to the right of ‘button name’, such as donation 30 euros
  4. Enter the link of your payment request in the bar that says https
  5. Repeat steps 1 to 4 for each payment request that you want to put in the QR code
  6. The rest works as described earlier in this blog
  7. If you scan the QR code, you can now choose from all kinds of different payment requests!

See the example to the right.

Donation QR code

Try this QR code for yourself! You have multiple donation options with this QR code example.

FAQ

Yes! This is possible by:

  1. Placing a payment request link in a QR-code;
  2. Payment requests can expire, so it’s best to use a dynamic QR-code so the QR-code can be edited afterwards;
  3. The QR-code will send the ones scanning to the webpage of a bank or payment provider to proceed the payment;
  4. For a clear, step-by-step explanation: click here.

Advantages of dynamic compared to static:

  • You can track the number of scans easily, with just one click needed;
  • You can edit the data after the QR-code was created.

Disadvantages of dynamic compared to static:

  • You need an account, and QR-code data has to be saved where it was generated; so others can control your QR-code;
  • It takes a fraction of a second longer to load a page with dynamic QR-codes;
  • Our logo will briefly appear with free dynamic QR-codes.

This is very simple and works like this:

  1. Log into the account with which you’ve created the QR-code;
  2. Search the QR-code that you’d like to edit;
  3. Below the ‘Link/Website’ bar you can edit the URL where your QR-code should lead to;
  4. If you’ve changed the link you can click on the save button.

No, the QR code stays exactly the same. If you edit the link of your QR code, this change is only reflected in our servers. This means that the QR code will direct scanners to a new URL than earlier. The QR code does not change at all for this to happen. So you can still use the same QR code